Financial Information


Making Seminary Affordable:
Our students tell us that earning a degree from LTS is very affordable. The seminary offers scholarships to offset the cost of tuition. Additionally, students may apply for federal financial aid (see below).

Christian Church (Disciples of Christ) and United Church of Christ Masters level students are eligible for a 50% tuition scholarship if they are Under Care/In Discernment in their home region. This scholarship does NOT apply to students at the doctoral level or to any student not earning credit.

Financial Aid:
Lexington Theological Seminary students who are attending at least half-time (2.5 credits per quarter) may elect to obtain Federal Direct Unsubsidized Loans.  Our goal is to help you keep your educational indebtedness as low as possible.  Average salaries of clergy nationwide suggest that students could manage to repay $28,000 in loans without significantly affecting their standard of living.  A conservative approach to borrowing can be a realistic way to finance a significant portion of your theological education after all other financing options are exhausted.

Under Department of Education regulations, all graduate student loans are made as unsubsidized loans.  All loans will carry a 1.073% fee.  Interest will begin to accrue on all loans disbursed, from the date of disbursement.  The current loan interest rate is 6.21%.

A student who wishes to apply for a Direct Loan should submit a 2014-2015 Free Application for Federal Student Aid (FAFSA) to the U.S Department of Education after having completed their 2013 federal income tax return.  Only students planning to borrow a Stafford loan need to submit a FAFSA.  The FAFSA web site address is  The federal school code for LTS is G01971.

Once a FAFSA has been submitted the student should contact the financial aid office, via email, to inquire about their loan eligibility.  Borrowers will also need to complete a Master Promissory Note and Entrance Counseling before funds may be disbursed.

By law, you may not receive aid in excess of your demonstrated financial need or cost of attendance.  You should borrow cautiously and only request those amounts absolutely essential for your educational expenses.

For additional financial aid and scholarship information contact Windy Kidd (859) 280-1237, or by email,

NOTE:  A $50 fee is assessed for a course dropped after the first day of the month prior to the month in which the course is offered.

  • For example, if a student registers for a course that begins May 2 or May 16 it may be dropped any time up through April 1 without penalty. If the course was dropped after April 1 a $50 fee would be assessed.

Standards of Satisfactory Academic Progress:
In addition to all Lexington Theological Seminary academic requirements, recipients of Federal Stafford must meet the following standards of Satisfactory Academic Progress (SAP) in order to establish and maintain eligibility for assistance from the program:

  • Successful pace by completion of at least 80% of all coursework attempted.  Pace is measured by dividing the cumulative number of hours successfully completed by the cumulative number of hours attempted.
  • Attempted coursework is defined as any course in which a student is enrolled at the end of the 100% refund period
  • Successful completion of coursework is defined as receipt of a grade of A, A-, B+, B, B-, C+, C,C-, D+, D, D-, or CR if a course is credit no credit course.
  • Unsuccessful completion of coursework is defined as receipt of a grade of F, I, W, or NC.
  • Credit hours officially accepted in transfer and specifically applied toward a student’s degree program are counted as both attempted and completed hours.

The limit of attempted credit hours and minimum cumulative GPA requirements are as follows:

Degree Program                                                Attempted Hour Maximum                    GPA

Master of Divinity                                                                            114                                               2.30
Master of Arts                                                                                    72                                               2.30
Master of Arts in Pastoral Studies                                                 72                                               2.30

  • Repeated coursework is counted as many times as the course is repeated in the computation of total hours attempted.
  • Courses that are assigned an incomplete grade are included in the cumulative hours attempted but cannot be used as credits earned toward progress standards until a successful grade is assigned.
  • Satisfactory Academic Progress will be reviewed after each enrollment period. Financial aid already offered for the following enrollment period(s) may be canceled if academic progress is found to be unsuccessful during this review.
  • If progress is determined to be insufficient during the review process, students will be placed on Financial Aid Warning status.  Students will receive written notification when placed on Financial Aid Warning status.
  • Students on Financial Aid Warning status will be eligible to continue to receive federal financial aid.
  • If satisfactory progress is not made during the semester while on Financial Aid Warning status, eligibility for all future aid will be terminated.  Students will receive written notification of termination of financial aid eligibility.

Financial Aid Eligibility Termination Appeal Process
A student who wishes to appeal the termination of financial aid eligibility will be required to submit a written appeal to the Director of Financial Aid.  The written appeal must state why the student failed to make Satisfactory Academic Progress and what has changed in the student’s situation that will allow the student to demonstrate Satisfactory Academic Progress at the next evaluation.

 Appeals may be based on the following circumstances:

  • Personal medical condition impeded progress; written statement from student’s health care professional or other documentation required.
  • Death or life-threatening medical condition of immediate family member; written statement from health care professional or other documentation required.
  • Student experienced extraordinary situation or problem which necessitated professional intervention to overcome; statement from health care professional or other documentation required.
  • Other extenuating circumstances prevented achievement of academic progress; documentation required.

The Director of Financial Aid will review all appeals and provide a written statement as to the disposition of the appeal.  Students whose appeals are accepted will be placed on Financial Aid Probation status.  If Satisfactory Progress is not maintained while on Financial Aid Probation status financial aid eligibility will be terminated.   A student may file one appeal of financial aid termination status.